FEES & COMMISSIONS
Welcome to the fees and commissions section of our Travel Money Card.
On this page, you will find all the information about the charges associated with your card, from account opening and onboarding, to transfers, payments, and currency conversions. Our goal is to provide full transparency so you can manage your money safely and with no surprises.
PAYMENTS
Here you will find a breakdown of the commissions applied to payments made with our Travel Money Card.
CONCEPT |
DESCRIPTION |
RECURRENCE |
TIER - FREQUENT |
TIER - STANDARD |
|---|---|---|---|---|
|
FPS IN |
Inbound <GBP to GBP> payment between UK accounts. |
Per payment |
£ 0.00 |
£ 0.00 |
|
FPS OUT |
Outbound <GBP to GBP> payment between accounts. |
Per payment |
£ 1.50 |
£ 2.00 |
|
SEPA IN |
Inbound <EUR to EUR> payment between EUR accounts. |
Per payment |
£ 0.00 |
£ 0.00 |
|
SEPA OUT |
Outbound <EUR to EUR> payment between accounts. |
Per payment |
£ 1.50 |
£ 2.00 |
|
SWIFT IN |
Inbound <Currency to GBP/EUR> payment between different currency accounts. |
Per payment |
£ 0.00 |
£ 0.00 |
|
SWIFT OUT |
Outbound <GBP/EUR to Currency> payment between accounts. |
Per payment |
£ 1.50 |
£ 2.00 |
|
INBOUND PERCENTAGE CHARGE |
Inbound <any to any currency> - applied if higher than Flat Fees |
Per payment |
0.00 % |
0.00 % |
|
OUTBOUND PERCENTAGE CHARGE |
Outbound <any to any currency> - applied if higher than Flat Fees |
Per payment |
0.50 % |
0.50 % |
|
INTERNAL TRANSFER |
Transfers between accounts within the Equals Platform. |
Per payment |
£ 0.10 |
£ 0.10 |
|
FX MARGIN |
Sending from one currency to another, the applicable margin set as a fee for the transaction |
Per payment |
0.50 % |
1.00 % |
CARD TRANSACTIONS
Here you will find a breakdown of the commissions applied to card transactions carried out with our Travel Money Card.
CONCEPT |
DESCRIPTION |
RECURRENCE |
TIER - FREQUENT |
TIER - STANDARD |
|---|---|---|---|---|
|
ATM*
|
Any GBP/EUR-based card carrying out ATM Txn |
Per transaction |
£ 1.50 |
£ 2.00 |
|
Chargeback |
Chargeable for each case raised to Chargebacks Team. This fee shall be incurred whatever the outcome of the Chargeback. |
Per transaction |
£ 15.00 |
£ 15.00 |
*When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules, and regulations of the relevant ATM, or other financial institution or association
ACCOUNT OPENING AND MAINTENANCE
Here you will find a breakdown of the commissions applied to account opening and maintenance in order to use our Travel Money Card.
CONCEPT |
DESCRIPTION |
RECURRENCE |
TIER - FREQUENT |
TIER - STANDARD |
|---|---|---|---|---|
|
ACCOUNT OPENING |
Charged for all accounts opened, whether a payments account, card account, or both. |
Per account |
£ 0.00 |
£ 0.00 |
|
ACCOUNT FEE |
Charged for any account opened in the month. |
Monthly |
£ 2.50 |
£ 1.50 |